Author: Andrey Gidulyan

SME Banking Club | Events / Articles posted by Andrey Gidulyan

For the fourth time, SME Banking Club gathered SME Bankers in Warsaw (Poland) at the CEE SME Banking Conference 2018, which was held on October 29-30 and devoted to financial services for SMEs in that region (#CEE18). More than 100 attendees from 20 countries took part in this year’s conference. Day one of the conference on October 29 was devoted to the topic of cooperation between banks and FinTechs, and started with on-site visits to Innovation ING Lab - a space that supports creative thinking and innovations within ING Bank Śląski; and LeaseLink - a FinTech leasing company that provides online leasing to entrepreneurs. [caption id="attachment_6029" align="alignnone" width="640"] During the on-site visit to Innovation ING Lab (Warsaw, October 29, 2018)[/caption] The program continued with a panel discussion on...

In seventh episode of SME Banking Club Podcast Series, we speak about the market and perspective of factoring services in Poland with Michał Pawlik, CEO and Co-founder at SMEO. Olena Gryniuk: Before we start talking on SMEO and factoring itself tell us please about yourself. You’ve been working in factoring industry for years and have been previously engaged in a range of well-known in Polish market factoring companies, including Idea Money belonging to Idea Bank. Tell us please in more details what is your pass to SMEO – your current project? Michał Pawlik: Yes, the experience with establishing Idea Money was significant for me. Thanks to it, I understood the needs and mentality of Polish small and medium entrepreneurs. Furthermore, I am very grateful...

Райффайзен Банк Аваль выступит Спонсором шестой международной ежегодной конференции CIS SME Banking Conference 2017, организованной SME Banking Club. Райффайзен Банк Аваль работает на украинском рынке с марта 1992 года (до 25 сентября 2006 года — Акционерный почтово-пенсионный банк «Аваль»). С октября 2005 года банк стал частью банковской холдинговой группы Райффайзен Банк Интернациональ АГ, Австрия (до октября 2010 г. — Райффайзен Интернациональ Банк-Холдинг АГ). По состоянию на 30 июня 2017 года РБІ принадлежало 68,28% акций банка, Европейскому банку реконструкции и развития — 30%. Широкий перечень стандартных и современных банковских услуг предоставляются более чем 2,5 млн клиентам Райффайзен Банка Аваль через общенациональную сеть из порядка 500 отделений по всей Украине. Райффайзен Банк Аваль остается лидером в сегменте МСБ на рынке Украины с самым большим...

Kraków Technology Park A special economic zone, technology incubator, seed fund, investor one-stop-shop, clusters, multimedia labs, research projects: these are the tools that let the Kraków Technology Park (KTP) support the development of Małopolska’s modern economy. In 2015, we also launched one of the most modern technology parks in Małopolska, designed for the ICT sector. We are a specialised institution operating in business environment. We have developed an array of support for businesses at all stages of development. Every year more than 1500 enterprises take advantage of our proposals and we actively react to the changing expectations of our clients. We understand what business needs. Kraków Special Economic Zone Kraków Technology Park (KTP) is the company managing the Kraków special economic zone. Currently,...

The location of the next SME Banking Club Conference is Krakow, Poland (Małopolska Voivodeship) The #CEE17 SME Banking Conference for the Central and Eastern Europe region will take place in Krakow, the main city in the Małopolska Voivodeship, on November 23-24, 2017. If you decide to stay for the weekend following the conference, here are 10 places that we recommend visiting: 10 places to visit in Krakow Wawel Castle The residence of Polish Kings from the middle of the 11th century until the end of the 16th century. The first Polish King crowned at Wawel Cathedral was Władysław the Short (1306-1333) on January 20, 1319, beginning a tradition that would see a further 35 royal rulers crowned there. All of these rulers used the Castle as...

Georgia is a small country situated at the crossroad of Europe and Asia, bordered by the Black Sea and the Caucasus Mountains. Beautiful and diverse nature, rich culture, centuries old history and traditions attract attention of tourists worldwide. The tradition of hospitality, as well as viticulture and winemaking take their roots in the deep history of the country. Georgian Cuisine with a wide variety of delicious food and wines, cultural heritage of historical places, landscapes of mountains and valleys makes Georgia a great place for tourism and hospitality industry. If you haven’t visited Georgia yet,  start urgently planning your next trip for that you will need help of Capital Georgia Travel - winner of the Best Incoming Tour Operator Award 2016,...

Today we talk with Zurab Masurashvili, Head of Micro and SME Banking Department at Bank of Georgia. Olena Gryniuk: Zurab, how was the year of 2016 for the Bank's SME Business? What are top five achievements? (products, sales, staff, etc.) Zurab Masurashvili: The year was very productive. We have had the biggest growth ever of Micro and SME loan portfolio, 50.5%, which includes ProCredit Bank’s loan portfolio acquisition. We had 94.4% growth in number of MSME borrowers, while in new businesses, we grew by 14%. We totally re-started the micro lending process. Now, the loan officer is able to perform financial analysis, approve loan, register client and product package on-site in a just one interaction with the client. In a few minutes loan amount...

Capital Banking Solutions is a leading provider of end-to end, integrated banking software for businesses across Europe, Africa, Middle East and the Americas. The company offers a suite of integrated and modular products for retail, corporate, private, central and specialized banks as well as financial institutions and family offices. Offering flexible delivery models, from on-premise installations to managed hosting to banking in the cloud, our flagship product, CapitalBanker®, provides a core banking platform for retail, corporate, private, investment and islamic banks. The company also provides a full portfolio of extensible software modules that integrate with CapitalBanker® or any third party core system, to bolster key function such as business intelligence, risk management, compliance, customer relationship management, bank office automation, retail and commercial lending solution, multi-channel support including internet, mobile and...

Глобализация последних десятилетий усилила экономическое взаимодействие представителей малого и среднего бизнеса из разных стран и выразилась в возникновении значительных миграционных потоков, что привело к появлению практически нового сегмента международных расчетов - трансграничные розничные платежи. Попытка продолжать использовать созданные ранее модели расчетов (SWIFT) для удовлетворения новых потребностей выявляет недостатки этих моделей: большие сроки перевода, низкая предсказуемость сроков и стоимости перевода; дороговизна, при тенденции к уменьшению средней суммы перевода. Возникает резонный вопрос: как эти же вопросы решаются при внутренних расчетах? Ведь перечисленные выше недостатки, не относятся исключительно к трансграничным расчетам. Как же тогда осуществляются внутренние платежи? Отвечая на этот вопрос, следует обратить внимание на региональные системы межбанковского клиринга, получивших сильный импульс развития в последние годы. Эти системы, как правило, поддерживаются и обеспечиваются государственными...